Freedom Mortgage

21 Day Closing Guarantee

To simplify and speed up the home ownership process, Freedom Mortgage offers a 21 Day Closing Guarantee program for purchase loans that qualify. As a direct lender, Freedom Mortgage understands the importance of funding a loan quickly in today's market. We have in-house underwriting, processing, and funding teams dedicated to closing loans on time.

21 Day Closing Guarantee Requirements

The loan must meet the following upfront preparation requirements to ensure a smooth and successful process. Please provide the following required items before we can submit your loan:

  • Complete and accurate loan application
  • Credit card information
  • Escrow/title fee amounts
  • Paystubs
  • Complete bank statements
  • Two years of tax returns
  • Purchase contract evidencing a Close of Escrow date within 21 days of application
  • Signed 4506T
  • Borrower authorization
The loan must receive automated underwriting approval.