Rates

When you are looking for the mortgage loan that is right for you, you will discover something: interest rates are constantly changing. You may wonder why rates change so often, and what this means for you when getting a home loan.

Interest rates are based on the current market conditions.  The current rates can adjust based on individual scenarios and their credit risks.   

The eight key factors used to determine a borrower’s overall risk are:

· Loan amount
· FICO score
· Occupancy
· Loan Purpose (purchase or refinance)
· Debt-to-Income Ratio
· Property Type
· Loan-to-value / Combined loan-to-value

Call a licensed Mortgage Banker at 1-800-644-7779.

BluFi's lowest fees guarantee means that we will meet or beat any legitimately provided, GFE- based offer from another.  To obtain this guarantee, a national or regionally licensed Direct Lender (no brokers) must provide a valid and legitimate Federal Good Faith Estimate (no worksheets will be accepted).  If that Good Faith Estimate (GFE) shows lower total gross fees when compared to the fees disclosed by BluFi; BluFi will lower their fees to meet or beat the fees disclosed on the other lender's GFE.  BluFi reserves the right to validate the authenticity and legitimacy of the GFE used to obtain this guarantee.