First Time Home Buyer

As a potential first time home buyer, you may feel a little overwhelmed with the entire process of buying your first home.  Our goal is to empower you with the information and resources necessary to give you the confidence and financial help needed to make the dream of buying your first home become a reality.

We offer several loan programs based on your needs.  FHA loans, common for first time home buyers, require as little as 3.5% down payment. The down payment may be a gift from a relative or a non-profit organization. 

Get a pre-approval before you begin shopping for your new home.  The pre-approval can give you an advantage over other buyers not pre-approved and also allow you to determine your purchasing limits.